Last updated: October 19, 2026
Our website address is: https://cuentasdeautonomos.com.
This Privacy Policy explains how personal data is collected, used, stored, and protected when you visit cuentasdeautonomos.com, a website providing information, guides, and resources about finances for self-employed individuals, taxation, taxes, savings, and financial management.
Personal data is processed in accordance with Regulation (EU) 2016/679, the General Data Protection Regulation (GDPR), Spain’s Organic Law 3/2018 on Personal Data Protection and the Guarantee of Digital Rights (LOPDGDD), and other applicable legislation.
Please read this Privacy Policy to understand how your information is handled and what rights you have.
1. Data Controller
The controller responsible for processing personal data collected through this website is:
- Website: https://cuentasdeautonomos.com
- Owner or Data Controller: Alba – Cuentas de Autonomos
- Privacy Contact Email: info@cuentasdeautonomos.com
- Activity: Publication of informational content about finances for self-employed individuals, taxation, taxes, savings, and financial management, as well as monetization through digital advertising where applicable.
In this Privacy Policy, the website owner may be referred to as the “Data Controller.”
The identification details must be completed with the owner’s actual information before this policy is published.
2. What Personal Data May We Collect?
Depending on how you use the website and which features are available, we may process the following categories of personal data.
a) Information voluntarily provided by users
When you contact us by email or through a contact form, we may process the information you provide, including:
- Your name, if provided.
- Your email address.
- The subject and content of your message.
- Any other personal information you voluntarily include in your communication.
b) Technical and browsing data
When you visit the website, certain technology providers may collect technical information, such as:
- IP address.
- Date and time of access.
- Browser type and operating system.
- Device type.
- Pages visited and actions performed on the website.
- Referring website or source.
- Online identifiers and information associated with cookies or similar technologies, where applicable.
The scope of this collection depends on the website’s technical configuration, the services used, and the user’s consent preferences.
c) Advertising and analytics data
If advertising or measurement services are enabled, browsing information, online identifiers, and data relating to interactions with advertisements and content may be processed in accordance with the configuration of those services and the user’s consent preferences.
d) Data entered into calculators and tools
If the website provides VAT, income tax, contribution, income, expense, savings, or other financial calculators, the information entered by users will be used to perform the requested calculations.
We will not request personal data that is unnecessary for the tool’s intended purpose.
If a tool operates entirely within the user’s browser, the information entered may be processed locally without being transmitted to the server. This will only be stated where it accurately reflects the tool’s technical operation.
Users are advised not to enter bank details, passwords, tax identification numbers, or confidential information into tools that do not require them.
3. Why Do We Process Personal Data?
Personal data may be processed for the following purposes, depending on the features actually available:
- Managing inquiries and communications: Responding to messages sent by email or through contact forms.
- Maintaining and securing the website: Ensuring proper operation, detecting errors, preventing abuse, and protecting the website against unauthorized access.
- Improving content: Understanding which pages are useful, analyzing website performance, and improving the browsing experience through analytics tools, where enabled.
- Displaying advertising: Supporting the website through advertisements, including personalized or non-personalized advertising, depending on the services used and the applicable consent preferences.
- Managing cookies and preferences: Remembering consent choices and enabling the management of tracking technologies.
- Complying with legal obligations: Responding to requests from competent authorities and fulfilling applicable legal requirements.
We will not use personal data for purposes incompatible with those for which it was collected.
4. Legal Bases for Processing
Personal data will be processed on the legal basis applicable to each purpose:
- Consent: For processing activities that require prior authorization, such as certain non-essential cookies, tracking technologies, or advertising activities for which consent is required.
- Pre-contractual measures or services requested by the user: Where applicable to a specific user request.
- Legitimate interests: For legitimate purposes such as website security, fraud prevention, or managing certain communications, provided that users’ rights and freedoms are respected and the necessary balancing assessment is carried out where required.
- Compliance with legal obligations: Where processing is necessary to comply with a legal obligation applicable to the Data Controller.
Users may withdraw their consent at any time, without affecting the lawfulness of processing carried out before the withdrawal.
Withdrawing consent does not affect processing activities that rely on another valid legal basis.
5. Advertising and Google AdSense
This website may use Google AdSense, an advertising service provided by Google, to display advertisements and help fund its content.
This section should remain in place and be adapted to the website’s actual configuration if Google AdSense is activated.
When this service is used, Google and other participating advertising providers may process information related to browsing activity and devices, including IP addresses, online identifiers, browser information, and data relating to interactions with advertisements, in accordance with their respective policies and applicable consent requirements.
Depending on the configuration, this information may be used to:
- Display personalized advertisements based on interests or browsing activity.
- Display non-personalized advertisements.
- Limit the frequency of certain advertisements.
- Measure advertising performance.
- Detect and prevent fraudulent activity.
- Generate reports and perform other advertising-related operations.
The use of advertising cookies and other technologies that store or access information on a user’s device will be subject to applicable legal requirements and the user’s consent preferences.
Where prior consent is legally required, the relevant technologies must not be activated before valid consent has been obtained.
Google may process certain information under its own terms and privacy policies. Further information is available at:
- Google Privacy Policy: https://policies.google.com/privacy
- How Google uses information from sites or apps that use its services: https://policies.google.com/technologies/partner-sites
- Google AdSense privacy and consent help: https://support.google.com/adsense/
Users may manage their consent and advertising preferences through the mechanisms available on this website and the tools provided by the relevant service providers.
Consent withdrawal must be accessible and straightforward.
6. Cookies and Similar Technologies
This website may use first-party and third-party cookies, as well as similar technologies, to enable website functionality, remember preferences, obtain statistics, and display or measure advertising.
Cookies may be classified according to their purpose, duration, and ownership. These may include:
- Technical or strictly necessary cookies.
- Preference or personalization cookies.
- Analytics or measurement cookies.
- Advertising and tracking cookies.
Non-essential cookies and equivalent technologies that require consent will not be installed or activated before valid consent has been obtained.
When accessing the website, users may accept, reject, or configure cookie categories through the consent interface, where applicable.
Users may change their preferences at any time through the cookie settings link or mechanism available on the website.
Users may also configure their browsers to block or delete cookies. However, blocking certain technical cookies may affect the functionality of some features.
For detailed information about the cookies used, their providers, duration, and purposes, please consult the separate Cookie Policy available on cuentasdeautonomos.com.
The specific list of cookies must reflect the technologies actually installed on the website and be updated whenever its configuration changes.
7. Analytics and Measurement Tools
This website may use digital analytics tools, such as Google Analytics or equivalent services, to understand how visitors use the website and to improve its content.
When these tools are enabled, they may collect information such as pages viewed, approximate visit duration, interactions, technical device information, and browsing data.
The activation of analytics tools that require consent will be conditional upon obtaining valid consent beforehand.
Data will be processed in accordance with the tool’s configuration, applicable agreements, and the user’s privacy preferences.
If Google Analytics is used, its privacy policy is available at:
https://policies.google.com/privacy
This section only applies if analytics tools are actually implemented on the website.
8. Contact Forms and Communications
When users contact the Data Controller, their information will be used to manage the inquiry and respond to the request.
Personal data will not be used to send unsolicited marketing communications unless there is a valid legal basis for doing so.
If a newsletter subscription feature is introduced in the future, users will receive specific information about the processing of their data and will be able to unsubscribe through a simple mechanism.
Information associated with an inquiry will be retained for as long as necessary to handle it and, subsequently, for any periods required by law or needed to address potential liabilities.
If users include personal information about third parties in their messages, they must have a lawful basis for providing that information.
9. Who Do We Share Personal Data With?
Personal data may be disclosed to or made accessible by third parties where necessary for the purposes described in this policy, where a valid legal basis exists, and where the relevant legal safeguards are met.
Potential recipients include:
a) Hosting and maintenance providers
Companies providing website hosting, maintenance, security, backup, or technical support services.
b) Advertising providers
Google and, where applicable, other advertising technology providers involved in serving, personalizing, or measuring advertisements.
c) Analytics providers
Companies providing traffic measurement and analytics tools, where installed and enabled.
d) Communication providers
Email or contact form services used to receive and manage user inquiries.
e) Public authorities
Where disclosure is required by law or by a valid request from a competent authority.
Where a provider processes personal data on behalf of the Data Controller, the agreements required by applicable law will be put in place.
The final list of providers will depend on the services actually used by cuentasdeautonomos.com.
10. International Data Transfers
Some technology or advertising providers may process personal data from countries outside the European Economic Area.
Where international transfers of personal data take place, they will be carried out in accordance with the requirements of the GDPR.
Depending on the circumstances, transfers may rely on European Commission adequacy decisions, Standard Contractual Clauses, or other legally recognized transfer mechanisms.
Users may request additional information about the safeguards applicable to international transfers involving their data.
The existence and specific conditions of such transfers will depend on the providers and services actually used.
11. How Long Do We Retain Personal Data?
Personal data will be retained for as long as necessary to fulfill the purpose for which it was collected and, where applicable, for the periods required by law.
The following retention periods are indicative:
- Email and contact form inquiries: For as long as necessary to respond to and manage the inquiry, and subsequently for any periods needed to address potential liabilities.
- Technical data and security logs: For as long as necessary to maintain security and proper operation, taking into account the relevant configuration and applicable retention requirements.
- Analytics data: For the retention period configured in the relevant tool.
- Consent preferences: For as long as necessary to retain and demonstrate users’ choices, in accordance with the configuration and applicable requirements.
- Data subject to legal retention obligations: For the periods required by the relevant legislation.
Once the applicable retention periods have expired, personal data will be deleted or appropriately anonymized unless it must be retained to comply with a legal obligation or for the establishment, exercise, or defense of legal claims.
12. Users’ Data Protection Rights
Under applicable data protection law, users may exercise the following rights, where applicable:
- Right of access: To determine whether their personal data is being processed and obtain information about that processing.
- Right to rectification: To request correction of inaccurate or incomplete data.
- Right to erasure: To request deletion of their personal data where legally applicable.
- Right to object: To object to certain processing activities on grounds relating to their particular situation, where applicable.
- Right to restriction of processing: To request that processing be restricted in the circumstances provided by law.
- Right to data portability: To receive the data they have provided in a structured, commonly used, and machine-readable format where the legal requirements are met.
- Right to withdraw consent: To withdraw consent at any time for processing activities based on consent.
- Rights relating to automated individual decision-making: To obtain the safeguards provided by law where Article 22 of the GDPR applies.
To exercise these rights, users may send a request to:
Email: info@cuentasdeautonomos.com
The request should specify the right being exercised and provide sufficient information for us to identify and process it. If there are reasonable doubts about the user’s identity, we may request additional information that is proportionate and necessary to verify it.
Exercising these rights is free of charge, except in the exceptional circumstances permitted by law.
The Data Controller will respond within the applicable statutory time limits.
13. Right to Lodge a Complaint with a Supervisory Authority
If users believe that the processing of their personal data violates applicable data protection law, they may lodge a complaint with the competent supervisory authority.
In Spain, the relevant supervisory authority is the Spanish Data Protection Agency (Agencia Española de Protección de Datos, AEPD).
Website: https://www.aepd.es/
Users may also contact the Data Controller beforehand to raise questions or concerns about the processing of their personal data.
14. Data Security
The Data Controller will implement appropriate technical and organizational measures to protect personal data against accidental or unlawful destruction, loss, alteration, unauthorized disclosure, or access, taking into account the nature of the data and the risks associated with the processing.
Where appropriate, these measures may include HTTPS encryption, access controls, security updates, anti-spam measures, and backups.
No system for transmitting or storing information can guarantee absolute security. If a personal data breach occurs, the applicable legal requirements concerning notification and communication will be followed.
15. Links to Third-Party Websites
This website may contain links to third-party websites, including public authorities, financial institutions, technology providers, and informational resources.
When users follow these links, they will be accessing services outside the control of cuentasdeautonomos.com.
The Data Controller does not control the privacy policies, cookies, or data processing practices of those external websites. Users are encouraged to review the relevant policies before providing personal information.
The inclusion of a link does not necessarily imply a commercial relationship, a recommendation, or an endorsement of all the content on the linked website.
16. Children’s Privacy
The content of cuentasdeautonomos.com is primarily intended for people interested in the financial and tax management of economic activities.
We do not knowingly request children’s personal data for the website’s ordinary purposes.
If we discover that personal data has been collected from a child in circumstances requiring authorization or additional safeguards, appropriate measures will be taken in accordance with applicable law.
17. Financial Content and Use of Calculators
The articles, guides, examples, simulations, and calculators published on cuentasdeautonomos.com are intended for informational and educational purposes.
The results produced by the tools may depend on the information entered by users, the assumptions applied, and the legislation in force at the relevant time.
Unless expressly stated otherwise, the tools do not replace individualized advice from a tax, accounting, legal, or financial professional.
Users should verify the relevant information and conditions applicable to their circumstances before making financial or tax-related decisions.
This section describes the use of website content and does not limit the data protection rights granted under applicable law.
18. Changes to This Privacy Policy
The Data Controller may update this Privacy Policy when necessary due to legal, technical, or organizational changes or changes to the services offered by the website.
The current version will be available on cuentasdeautonomos.com.
Where significant changes are introduced, appropriate information measures will be taken as required by applicable law.
Users are encouraged to review this policy periodically.
19. Contact
For any questions regarding this Privacy Policy or the processing of personal data, please contact the Data Controller using the following details:
Website: https://cuentasdeautonomos.com
Email: info@cuentasdeautonomos.com
Owner: Alba M – Cuentas de Autonomos